Course description
Introduction to Agricultural Lending
Introduction to Agricultural Lending provides a basic overview of the agricultural lending function, with details on the current challenges facing agricultural lenders.
Who should attend?
For financial service professionals who want a broad overview of agricultural lending, as well as insight into the ag lending industry's specialized needs.
Training Content
Learning Objectives
- Gain an understanding of the impact of the Farm Financial Standards Council recommendations on agriculture lending, including recommended key financial statements
- Understand how to calculate deferred taxes, and the impact of such taxes on agriculture financial analysis and lender decisions
- Understand the differences between cash and accrual income statements, and begin developing a working knowledge of accrual income statements and their place in proper financial analysis and lender decision making
- Understand the role of cash flow analysis in in making agricultural lending decisions, and begin developing a working knowledge of the “Sweet Sixteen” ratios, specifically: Repayment, Liquidity and Solvency Analysis
- Develop an appreciation for the purpose of loan policy, including an overview of loan structure and its relationship to problem loans as well as problem loan workout.
Certification / Credits
Course Credits
ABA Professional Certifications: 30 CLBB
Why choose ABA?
140 years in the banking industry
Wide range of training options for various bank job roles
Certificate and professional certification courses available
About ABA
American Bankers Association
The American Bankers Association is the united voice of America's banks—small, regional and large—that together employ more than 2 million women and men, hold nearly $17 trillion in assets, safeguard $13 trillion in deposits and extend more than $10 trillion...
