Introduction to Agricultural Lending

American Bankers Association

Training overview

8 weeks

575 USD + tax

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Next start date: Available On-Demand - Online

American Bankers Association

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Course description

Introduction to Agricultural Lending

Introduction to Agricultural Lending provides a basic overview of the agricultural lending function, with details on the current challenges facing agricultural lenders.

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Who should attend?

For financial service professionals who want a broad overview of agricultural lending, as well as insight into the ag lending industry's specialized needs.

Training Content

Dive into the Farm Financial Standards Council recommendations on agriculture lending, including recommended key financial statements. Understand how to calculate deferred taxes, and see their impact on lender decisions. Explore the role of cash flow analysis and develop a working knowledge of the “Sweet Sixteen” ratios.

Certification / Credits

Learning Objectives

Gain an understanding of the impact of the Farm Financial Standards Council recommendations on agriculture lending, including recommended key financial statements

Understand how to calculate deferred taxes, and the impact of such taxes on agriculture financial analysis and lender decisions

Understand the differences between cash and accrual income statements, and begin developing a working knowledge of accrual income statements and their place in proper financial analysis and lender decision making

Understand the role of cash flow analysis in in making agricultural lending decisions, and begin developing a working knowledge of the “Sweet Sixteen” ratios, specifically: Repayment, Liquidity and Solvency Analysis

Develop an appreciation for the purpose of loan policy, including an overview of loan structure and its relationship to problem loans as well as problem loan workout.

Course Credits

ABA Professional Certifications: 30 CLBB

About supplier

American Bankers Association

The American Bankers Association is the united voice of America's banks—small, regional and large—that together employ more than 2 million women and men, hold nearly $17 trillion in assets, safeguard $13 trillion in deposits and extend more than $10 trillion...