Certified Credit Risk Professional (In-House)
LEORON Professional Development Institute
Course description
Certified Credit Risk Professional (In-House)
This interactive course is designed for bank practitioners from front office, back office and central units who are confronted with credit risk. By attending this practical and informative course, you will be able to understand credit risk in all its facets, including quantitative and qualitative risk analysis. When assessing the credit risk of an SME you can often be overwhelmed with information. The course helps you to structure the information in a structured and consistent way, with appropriate focus on crucial risk drivers. This in turn helps you to develop an integrated strategy for the identification, analysis and mitigation of credit risks, both on client as well as portfolio level. In addition, the course develops an understanding for the organizational aspects of a bank’s credit business with regard to structures and processes. This enables financial institutions not only to manage credit risk, but to do it in an efficient cost saving manner. The course participants will additionally discuss the latest international developments in credit risk management and supervision. Through interesting case studies and exercises, Participants develop a new approach to complex analytical tasks.
Who should attend?
Who Should Attend?
This highly practical and interactive course has been specifically designed for
The training is ideally suited to anybody already in, or aspiring to migrate into, a business management role within a financial institution. It will also be extremely relevant to staff directly involved in credit sanctioning or credit administration, including those working in Second or Third “Line of Defence” roles. Ideally, attendees will not be newto-role, as the training is structured at an intermediate to advanced level. In particular a working knowledge of the structure and use of business financial statements is a prerequisite.
Training content
Day 1
Credit Risk & Supervisory
- The Credit Creation Multiplier - importance of a consistent supply of credit to an economy
- The Credit Crisis – Analysis of its causes and effects, and what we should learn
- The Regulatory response – the Basel Accords. Understanding the Pillars of Basel ii and what they seek to achieve.
- Outlook on Basel III, Basel IV and other current developments in the Basel Capital Framework
- Other considerations for Financial Institutions - Fair value accounting (the implications of IFRS 9)
- Looking into the Future –the outlook and likely changes in the debt markets.
Day 2
Credit Risk at Portfolio Level
- The practical issues related to the calculation of Bank Risk Capital under Basel iii, and the related behaviours that regulators expect banks to comply with.
- Understanding the components of credit risk and the principles behind the calculation of PD, LGD, EAD; and how they enable credit analysts to estimate potential credit losses.
- The mathematics of credit risk management – the use of Internal and External Ratings, credit scoring, statistical models, market implied indicators and Value at Risk assessments.
- Risk adjusted pricing in theory and practice
- Risk Reporting systems – how a risk-oriented reporting system should be designed
- Methods of Credit Risk mitigation.
Certification / Credits
Key Takeaways
- Understand the components of credit risk, and the methods by which credit risk can be modelled and quantified.
- Gain a better understanding of international supervisory requirements on credit risk management (incl. Basel II, Basel III and Basel IV).
- Gain an overview of the key drivers for credit loss at portfolio level and Learn about efficient and practical risk management tools at portfolio level.
- Practice financial and nonfinancial analysis of credit risk at client level – especially for SMEs.
- Learn about optimal structures and processes in a credit business.
Why choose Leoron?
LEORON has worked with some of the largest companies in the World - but importantly we care about the individual. Through our Customer Happiness Team we ensure that everyone who attends a LEORON course has the support before, during and after to ensure their training needs are met.
We offer the highest level of training delivery, whether that be in our live-virtual training or in-classroom sessions, with our expert instructors guiding you through everything so that you’re left feeling assured and confident to utilize your new knowledge going forward.
About Leoron
LEORON Professional Development Institute
LEORON is the fastest growing global training institute in the World, having evolved over the past 11 years into a dominant training institute that offers a comprehensive set of training and development solutions to both individuals and businesses. Our locations...
