Business Lending Fundamentals

Omega Performance
Training overview
12 hours
Next start date: Contact for info - Online

Course description

Business Lending Fundamentals

Gain the foundational knowledge needed to understand how a small business operates, assess its management-- and management's strategies-- and evaluate its financial information, in order to submit a quality loan request.
Participants take a five-module eLearning course that emphasizes the asset conversion cycle as a framework for discovering and discussing borrowing needs.

Participants are also introduced to the basic tenants of business management, so they can ask astute questions, come up with a quality solution, and be seen as consultative financial partners. They also learn to identify the key components of basic financial statements, calculate basic ratios, and recognize a business's major sources and uses of cash.
Finally, they learn how to synthesize their findings to tell a complete story to underwriters, and communicate the financial institutions decision to a client.

After participants successfully complete the eLearning course they're eligible to attend the Business Lending Fundamentals: Skills Application Lab to practice and reinforce skills learned during eLearning.

Upon completion, participants will be able to:

  • Conduct meaningful conversations with business owners about operations and borrowing needs
  • Assess the industry position, business growth stage, management, and business model
  • Evaluate the business loan requests to determine whether they represent bankable opportunities
  • Understand the various components of a borrower's financial statements and tax returns
  • Improve communication with business owners and managers, as well as with internal management

Who should attend?

Anyone who needs to understand businesses and their borrowing needs, including branch managers, assistant branch managers, small business relationship managers, and business bankers

Training Content

Learning Modules

  1. Learning about the business
  2. Understanding Business Needs
  3. Assessing the business and management
  4. Fundamentals of financial information
  5. Understanding Needs and Communicating Credit Solutions

About Omega Performance

Omega Performance

Since 1976, Omega Performance has been the training partner of choice for financial service organizations worldwide, from community-based credit unions to international banks. Our clients choose our solutions because they are flexible, scalable, and—most importantly—effective. Whether you’re seeking training for...


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